Terms and Conditions

This website  and other related internet based applications (collectively referred to as "website" or "services") owned and operated by InCred Capital inclusion advisory services private limited, a company incorporated under the laws of republic of India having its registered office unit no.1111, 11th floor, a wing, the Capital, c-70, g block, bandra kurla complex, Bandra east, Mumbai - 400 051. (Hereinafter referred to as "we", or "us" or "our" or "InCred Wealth").These general Terms of Use (hereinafter referred to as the "terms") shall constitute a valid and binding legal agreement between us and the user of our website/services (hereinafter, where the context so requires, "you" or "user" are referred to interchangeably). Users of this website or services offered by us are requested to read these terms before registering, accessing, browsing, downloading or using anything from the website by accessing or while using the website or the services. You understand and agree that InCred Wealth will treat your use of the website or services as acceptance of these Terms of Use. Users, please take note that any statements made on our website shall not be construed as a promise for grant of any services.

A. Introduction

• The Terms are governed by the provisions of the applicable Indian laws, the rules, regulations, guidelines, and clarifications framed thereunder, including but not limited to:
• The Indian Contract Act, 1872;
• The Information Technology Act, 2000
• The Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Information) Rules, 2011
• The Information Technology (Intermediaries Guidelines) Rules, 2011

• These Terms and your activity under these Terms are an electronic record as per the (Indian) Information Technology Act, 2000 and these Terms being electronically generated by a computer system does not require any physical or digital signatures.
• InCred Wealth reserves the right to modify these Terms and other policies applicable in general and to specific areas of our Services or to a particular service which shall also be considered as part of these Terms, at any time without giving you any prior notice and such changes shall be binding on you.
• You shall revisit these Terms from time to time to stay abreast of any changes that we may introduce to these Terms. Your use of our Website or Services pursuant to any such modification shall be treated as your acceptance to follow the modified Terms as applicable.
• By using our Website, you agree to these Terms. Further you represent and warrant to us that:
• You are a person who is not barred or otherwise legally prohibited from receiving or using the Website or Services under the laws of the country in which you are resident or from which you access or use the Services.
• You are a resident of the Republic of India.
• You shall not impersonate any person or entity or falsely state or otherwise misrepresent age, identity or affiliation with any individual or entity
• Notwithstanding anything contained herein you agree that:
• InCred Wealth reserves the right to deny your registration/access as a User and deny Services without assigning any reason whatsoever
• The information contained in this Website or Services does not constitute any advice or recommendation with respect to such financial instruments. You understand that the objective is to give you information for making informed decisions and to compare with similar Services. Any and all information provided is therefore for general information purposes only.
• You have also understood we advise that independent professional advice is obtained before you purchase any product and Service.
• By using the Website or Services, you grant consent to InCred Wealth to the use of your information as outlined by InCred Wealth in its Privacy Policy. You understand that this Website uses cookies; by using this Website, you agree to these Terms and consent to InCred's use of cookies in accordance with the terms of InCred Wealth's Privacy Policy.
• InCred Wealth may translate these Terms into other languages for your convenience. Nevertheless, the English version governs your relationship with InCred Wealth, and any inconsistencies among the different versions will be resolved as per the English version.

B. Using the website/ services

• Acceptance: By using the Services you agree to unconditionally accept and agree to comply with and be bound by these Terms. Subject to the aforesaid InCred Wealth grant you permission to use the Website or Services subject to the restrictions in these Terms. Your use of the Services is at your risk.
• User Account: You may create a User Account ("Account" or "User Account") and provide certain information about yourself to use some of the features of the Services that are offered through the Website or Services. You agree that you are solely responsible for maintaining the secrecy of your passwords, login and account information for using the Services. You are also responsible for all activities that occur in connection with your Account. You agree to notify InCred Wealth immediately of any unauthorized use of your Account. InCred Wealth reserves the right to close your Account at any time for any or no reason. Also, you shall not create multiple Accounts. You agree not to use the Services for any purpose that is unlawful, illegal or forbidden by these Terms, or any local laws that might apply to you. When you create a User Account, you will be additionally required to accept the specific terms and conditions for expressing your interest to for availing various services.
• Submission of Information: While creating your User Account you will be asked to provide certain information, which is mandatory. Also, there will be other details, which you can provide at your discretion. In both cases, we may ask you to provide complete and accurate information about yourself to bolster your credibility. You confirm and warrant to InCred Wealth that the details submitted by you are accurate and correct and InCred Wealth can rely on it for providing the Services sought by you through the Services.
• Communications:If you create a User Account, you agree to receive certain communications in connection with the Website or the Services. By using the Services and/or registering yourself at InCred Wealth's Services you authorize InCred Wealth, InCred Wealth's affiliates, InCred Wealth's associates, partners to contact you via email or phone call or SMS and offer you their services for the product you have opted for, imparting product knowledge, offer promotional offers running on website & offers offered by the associated third parties, for which reasons, as well as web aggregation. Irrespective of the fact if also you have registered yourself under DND or DNC or NCPR service, you still authorize InCred Wealth to give you a call from us, InCred Wealth's affiliates, InCred Wealth's associates, partners for the purposes mentioned above. InCred Wealth may also pass your information to third party financial services companies for the purpose of them, tell you about their services or products.
• Service Fee:You agree that you shall pay a fee for the Services as per terms of the specific services provided by the Services. The fee once paid shall be non-refundable, unless agreed by InCred Wealth in writing. The payment of fee or application made in Services does not assure you a grant of a loan or other Services mentioned on our Website; the same will be subject to the satisfaction of other formalities required for the specific Services.
• Availability of Website or any Services: InCred Wealth's Website or Services may be modified, updated, interrupted, suspended or discontinued at any time without notice or liability.

This website www.incredwealth.com and other related internet based applications (collectively referred to as "website" or "services") owned and operated by InCred Capital inclusion advisory services private limited, a company incorporated under the laws of republic of India having its registered office unit no.1111, 11th floor, a wing, the Capital, c-70, g block, bandra kurla complex, Bandra east, Mumbai - 400 051. (Hereinafter referred to as "we", or "us" or "our" or "InCred Wealth").These general Terms of Use (hereinafter referred to as the "terms") shall constitute a valid and binding legal agreement between us and the user of our website/services (hereinafter, where the context so requires, "you" or "user" are referred to interchangeably). Users of this website or services offered by us are requested to read these terms before registering, accessing, browsing, downloading or using anything from the website by accessing or while using the website or the services. You understand and agree that InCred Wealth will treat your use of the website or services as acceptance of these Terms of Use. Users, please take note that any statements made on our website shall not be construed as a promise for grant of any services.

This website www.incredwealth.com and other related internet based applications (collectively referred to as "website" or "services") owned and operated by InCred Capital inclusion advisory services private limited, a company incorporated under the laws of republic of India having its registered office unit no.1111, 11th floor, a wing, the Capital, c-70, g block, bandra kurla complex, Bandra east, Mumbai - 400 051. (Hereinafter referred to as "we", or "us" or "our" or "InCred Wealth").These general Terms of Use (hereinafter referred to as the "terms") shall constitute a valid and binding legal agreement between us and the user of our website/services (hereinafter, where the context so requires, "you" or "user" are referred to interchangeably). Users of this website or services offered by us are requested to read these terms before registering, accessing, browsing, downloading or using anything from the website by accessing or while using the website or the services. You understand and agree that InCred Wealth will treat your use of the website or services as acceptance of these Terms of Use. Users, please take note that any statements made on our website shall not be construed as a promise for grant of any services.